Financing for Swimming Pools

Owning Your Own Pool or Spa Has Never Been Easier!


Since 1979 we have made the backyard resort dream come true. Our focus on pool financing means that unlike most banks, credit unions and investors, we develop loan products specifically designed for pool construction. Through our solid relationships with more than 2,000 pool contractors and our continued commitment to putting our clients first, we have built a reputation as the first choice in providing pool financing solutions.

*Some load examples (please check with Lyon Financial directly, as rates and promotions may change):

Option A:
Term:20 years
Loan Amount:$40,000
Down Payment:$0
Estimated Monthly Payment*:$309.88

Option B:
Term:15 years
Loan Amount:$50,000
Down Payment:$0
Estimated Monthly Payment*:$477.54


At Sand Dollar Pools, when it comes to buying a new pool, we don't believe that finding the right financing should be the hardest part of the process. That's why we've partnered with LightStream, an online consumer lender that offers a fast, hassle-free way for borrowers with good to excellent credit to finance their swimming pool purchase.

LightStream's loan product is aptly named the AnythingLoan. It gives borrowers the flexibility to finance or refinance just about anything, including any new or remodeled pool from Sand Dollar Pools.

And in case you have not heard, our special 3.74% interest rate promotion through LightStream is still available all this summer until August 31st!

Here are just a few of the many reasons why we recommend LightStream to our customers:

  • Maximum loan amount up to $100,000 (can be as low as $5,000)
  • Paperless online application process with response in minutes
  • Terms from 2 years up to 7 years
  • A minimum credit score of 680 is required in order to be considered for a loan offering (keep in mind that LightStream reviews other things for credit worthiness before making a loan offering - history of stable income, history on paying bills, investments, etc.)
  • Funds can be used for ANYTHING in the backyard (new pool construction, above-ground, in-ground, spas, pool repairs, equipment, outdoor kitchens, patio furniture, landscaping, irrigation, etc.)
  • No origination fees or prepayment penalty
  • Most loans can be funded within one day after receiving a loan application, if the applicant so desires


Our mission is to Provide our customers with the best pool financing options available for their needs and qualifications, and partner with the best pool builders and lenders in America.

Viking Capital has proudly helped homeowners finance swimming pools since 1999. There are multiple loan options available that enable you to spread the cost of your pool over several years with affordable monthly payments.

*Please check the Viking Capital website for the most up-to-date rates, details, and fine print on the following options:

Swimming Pool Loan Option 1
*5.34% - 13.84% APR w/AutoPay | Up to 12 Years* | Up to $100,000

Swimming Pool Loan Option 2
*Rates from 7.99% | 12 Year Term | Up to $65,000
Interest only payments for 7 months! No income verification!

Swimming Pool Loan Option 3
*Rates from 6.49% | 15 Year Term | Up to $55,000
This loan benefits borrowers with excellent credit